S&L Dudley, Inc.
I am very happy to be a client of Freedom Financial Funds. Mike Klein and his incredibly efficient lending team have been a big part of the success of my retail development business over the past five years. In my lengthy experience, dealing with lenders is often problematic, as their pre-conceived structures often don’t fit a particular borrower's needs at any given time. With Mike’s group, from the very beginning, issues that have arisen have been treated as challenges to overcome, never reasons not to lend. I have been particularly impressed by the speed with which decisions and commitments are made (Minda Johnstone's complete underwriting cycle typically takes place in three weeks or less, and she turns construction draws around in 24 hours), and by Mike’s ability to understand all the aspects of my business, not just the financing. He has, in fact, become a trusted business advisor, not just a lender, and in over 40 years of lending relationships, that’s an all-time first. This in-depth understanding of my business leads to quick lending decisions (and changes, as needed), which in turn has allowed me to develop more properties per year than I otherwise could have using traditional banking methods. I couldn’t be happier with this banking relationship; I anticipate that it will continue for many years to come.
Resolution Fund Management LLC
We have worked with Michael and his lending team for many years, and they are by far the most reliable and professional organization in the business. Michael has the highest understanding of macro and micro lending issues, market complexities, and customers’ needs. He has utilized his expertise to provide us with financing for retail properties, foreclosures, a vast SFR portfolio, and even commercial paper. Anyone looking for highly responsive and intelligent lending should contact Michael Klein.
We have worked with Mike Klein and Minda Johnstone and their team for several years now. We will not do another development without talking to them first. It is important to our company to have this lending relationship with Freedom. We know issues do arise in the real estate deal cycle, and, when they do, we can count on Mike and Minda to have solutions to overcome obstacles to make the deal. In the fast-pace real estate industry, Mike and Minda are very understanding and dependable. Freedom turns around underwriting, commitment letters, closings and draws as fast as anyone we have worked with in 13 years. Their expertise and professionalism is truly refreshing. If you are in the market for a commercial loan, I’d put Freedom on the top of the list.
Capital Rivers Commercial
Freedom Financial Funds has become a valuable and key relationship to the continued success of our Company. As a retail developer traditional lenders with rigid “fit in a box” lending requirements are very challenging and frustrating to work with because they simply don’t understand the development business. This lack of understanding and flexibility by traditional lenders, irrespective of the the strength of the borrower or the merits of the project, causes lengthy and costly delays. Freedom Financial Funds is the rare exception because they truly understand all aspects of our business, understand the business fundamentals of the deal, understand the value of moving quickly, and they work with you to overcome any challenges to ensure a smooth successful transaction. The entire team at Freedom Financial Fund’s is professional, experienced, helpful, friendly, and an absolute pleasure to work with. For anyone looking for a lender I highly recommend contacting Freedom Financial Fund’s and I’m confident you will be more than satisfied.
Yan Lam and Michael Klein performed quickly and efficiently for Freedom Financial Funds in closing a loan from start to finish in 3 weeks. After the initial request, loan terms and application were provided in 24 hours. The loan was closed less than 3 weeks later, ahead of the scheduled closing date. The team at Freedom Financial Funds closed on the same terms they proposed from the start. They understand the value add business plan and are extremely fast to respond and navigate through closing challenges. It was a pleasure to work with them and would definitely work with them again as well as recommend them to others.
SKW Capital Management
I love Freedom. I have been doing business with Michael and Minda for years and cant say enough about them. They have the two things that I look for, competence and integrity...and Minda is the best ever!!
Forge Development Partners
Freedom’s was the third loan we executed in 2020 and it was an absolute joy relative to our others. I wish we had found Freedom a year ago. We received the LOI on December 9 and closed on December 31. Pretty amazing turn around. I look forward to working with Minda and Michael in the future.